Question: My wife and I recently separated and directly after separation she filed bankruptcy. One of the creditors listed in the bankruptcy is now coming after me for the money however the bankruptcy on her end has not been finalized. Do I have any options?
Answer: If the debt was joint, then the creditors are able to pursue you for the debt, since you did not go bankrupt. It does not matter that she is not discharged from bankruptcy.
You have a few options.
First, you could talk to the creditors and make payment arrangements, or attempt to negotiate a settlement with them.
Second, you could no nothing, but that will damage your credit, and may lead to them suing you and attempting to garnishee your wages.
Third, you could file a consumer proposal or bankruptcy to deal with the debt, but that option only makes sense if you have more debt than you can afford to repay.