Hoyes, Michalos & Associates Inc.

Filing bankruptcy is often the first thing that comes to mind when people are in financial trouble, but you have alternatives. Options such as a consumer proposal can also eliminate your debt, yet allow you to keep your home or car. In fact, more than half of our clients in Kitchener-Waterloo find that a consumer proposal represents the better option.

In Kitchener, Ontario, Licensed Insolvency Trustee Scott Schaefer is available to answer your questions about personal bankruptcy and consumer proposals. As an experienced debt advisor, he can help you choose the solution that works best for you.

Contact us today for a no-charge initial consultation.

Bankruptcy trustee, Scott Schaeffer

Scott Schaefer,
Licensed Insolvency Trustee

Bankruptcy Trustee Kitchener| Bankruptcy Kitchener, Ontario
Kitchener Bankruptcy Office

800 King Street West, Suite 2A
Kitchener, Ontario

Telephone: (519) 747-0660
Toll Free: 310-PLAN

Website: Hoyes.com


Our Kitchener bankruptcy office is located on King Street next to Central Meat Market and across the street from KCI high school. Access to the building is available at both the front and rear of the building. Parking is in the back of the building – please use spots marked Hoyes Michalos Visitor Parking.