Hoyes, Michalos & Associates Inc.

Filing bankruptcy is often the first thing that comes to mind when people are in financial trouble, but you have alternatives. Options such as a consumer proposal can also eliminate your debt, yet allow you to keep your home or car. In fact, more than half of our clients in Kitchener-Waterloo find that a consumer proposal represents the better option.

Our Kitchener, Ontario bankruptcy team consists of Licensed Insolvency Trustees Scott Schaefer and Ian Martin. They can answer your questions about personal bankruptcy and consumer proposals. As experienced debt advisors, they can help you choose the solution that works for you.

Contact us today for a no-charge initial consultation.

Bankruptcy Kitchener Trustee

Scott Schaefer and Ian Martin
Licensed Insolvency Trustees

Bankruptcy Trustee Kitchener| Bankruptcy Kitchener, Ontario
Kitchener Bankruptcy Office

607 King Street West, Suite 204
Kitchener, Ontario

Telephone: (519) 747-0660
Toll Free: 310-PLAN

Website: Hoyes.com

Our offices is located on King Street across from McDonald’s (now closed) and the new Google building. We are on the second floor

  1. If you are travelling along King from Kitchener to Waterloo, turn left at the first traffic light past Victoria; look for the above sign at the entrance to our plaza (our name is not on the sign).