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The Kitchener-Waterloo area has two universities, a number of high tech companies, a large manufacturing sector, and big insurance companies, but even this diversified economy is not enough to keep everyone out of financial trouble. In 2007 1,217 individuals files a personal bankruptcy in Kitchener and area, and a further 456 people filed a consumer proposal.
If you are experiencing financial problems, help is available. The professionals at Hoyes, Michalos & Associates Inc. would be happy to make an appointment with you for a no-charge initial consultation. Our office hours are Monday to Thursday 8:00 am to 6:00 pm, and Friday 8:00 am to 5:00 pm. Evening and weekend appointments are available by request.
Our professionals are available by phone or e-mail to answer your questions about personal bankruptcy in the Kitchener and Waterloo.
Be sure to check out the bankruptcy Kitchener blog; up-to-date information is added weekly.
Our bankruptcy trustee office in Kitchener is located at:

607 King Street West
Suite 204
Kitchener, Ontario
N2G 1C7
Phone: (519) 747-0660 or 310-PLAN
Fax: (519) 747-2418
map
Please call or e-mail for an appointment, or to ask a question about bankruptcy and your bankruptcy alternatives.
We are located on King Street across from McDonald's, in the same plaza as Tim Horton's and the LCBO. We share a parking lot with Zeke's restaurant. We are on the second floor. If you are traveling along King from Kitchener to Waterloo, turn left at the first traffic light past Victoria; park near Zeke's; our office is at the top of the stairs.